Last updated: February 28, 2026
Privacy Policy
Budgetara is built on a simple principle: your financial data is yours. This policy explains what we collect, why, and how we keep it safe.
1. Who We Are
Budgetara is a personal finance tracking application. We provide tools to help you manually record, categorize, and analyze your spending, budgets, and financial goals. We do not connect to banks, financial institutions, or payment processors on your behalf.
2. Information We Collect
Account Information
When you create an account, we collect your email address and a hashed version of your password. We never store your password in plain text.
Financial Data You Enter
All financial data in Budgetara — transactions, accounts, budgets, goals, and recurring items — is entered manually by you. We store this data to power the app and display it back to you.
Usage Data
We may collect basic, anonymized usage information (such as which features are used) to improve the product. This data is never linked to your identity or financial records.
3. How We Use Your Information
- To authenticate you and maintain your session.
- To store and display the financial data you enter.
- To send transactional emails (e.g., password resets), if applicable.
- To improve and maintain the application.
We do not sell, rent, or trade your personal information to third parties. We do not use your financial data for advertising purposes.
4. No Bank Access
Budgetara does not request, store, or transmit your bank credentials, account numbers, or any credentials for external financial services. All data in Budgetara is manually entered by you.
5. Data Storage and Security
Your data is stored on secure cloud infrastructure. We use industry-standard encryption in transit (TLS) and at rest. Access to your data is restricted to your account only — we do not access your financial records unless required to diagnose a technical issue at your request.
6. Data Retention and Deletion
Your data is retained for as long as your account is active. You may request deletion of your account and all associated data at any time by contacting us. We will process deletion requests within 30 days.
7. Cookies
We use session cookies solely to keep you logged in. We do not use third-party tracking cookies or advertising cookies.
8. Third-Party Services
We use a limited number of third-party services to operate the application (such as our database and hosting providers). These providers process your data only as necessary to provide their services to us and are bound by confidentiality obligations.
9. Children's Privacy
Budgetara is not intended for use by individuals under the age of 16. We do not knowingly collect personal information from children.
10. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of material changes by updating the date at the top of this page. Continued use of Budgetara after changes constitutes acceptance of the updated policy.
11. Contact
If you have questions or concerns about this Privacy Policy, please reach out via the contact information on our website.